This FICO Revolving Credit Solutions course is ideal for young professionals, entrepreneurs, homeowners, and others who are haunted by a low credit score and want to raise it. What makes this course unique is that we will focus on building your FICO score by taking you through a four-step step algorithm. This algorithm uses revolving credit and credit utilization enhancement techniques for immediate results. 

CREDIT REVOLVING SOLUTION
 

MODULE 01 – ESTABLISHING THE OBJECTIVES FOR ACQUIRING A HIGHER FICO SCORE

Lesson 1: What Is a Credit Score?

Lesson 2: Types of Credit Scores

Lesson 3: How Credit Scores Are Calculated

Lesson 4: FIFO Score – Introduction

Lesson 5: Credit Score Ranges

Lesson 6: How to Acquire a Higher FICO Score

MODULE 02: REGISTERING FOR A 3-IN-1 CREDIT SERVICE

Lesson 1: What is a credit reporting company?

Lesson 2: What data do the credit bureaus include in your credit reports?

Lesson 3: How is your credit reports used?

Lesson 4: How do credit bureaus get your information?

Lesson 5: Why are your credit reports and scores different from bureau to bureau?

Lesson 6: How to dispute inaccurate information on your reports

Lesson 7: Top Credit Reporting Platforms that you can consider

MODULE 03:  GETTING STARTED WITH REVOLVING CREDIT

Lesson 1: What is a Credit Utilization Rate?

Lesson 2: What Does Credit Mix Mean?

Lesson 3: What Are the Different Types of Credit?

Lesson 4: How Does Revolving Credit Work?

Lesson 5: How an Installment Credit Works?

Lesson 6: How is Revolving Credit Different from Installment?

Lesson 7: Several Credit Cards For Rebuilding FICO Score

MODULE 04:  UTILIZING THE FICO SCORE ALGORITHM

Lesson 1: How Are FICO Scores Calculated?

Lesson 2: Vantage Score Model

Lesson 3: Other Credit Scoring Models

Lesson 4: Industry-Specific Credit Scores

Lesson 5: Scoring Models Keep Secrets

Lesson 6: Credit Scoring Model Practice Changes

Lesson 7: Benefits of Credit Scoring Models

MODULE 05: GAINING YOUR FIRST INCREASE OF POINTS

Lesson 1: What Is Credit Utilization (Revolving Utilization)?

Lesson 2: How Do You Calculate Your Credit Utilization?

Lesson 3: How Does Credit Utilization Affect Credit Scores?

MODULE 06:  REVOLVING CREDIT SCORE SHOULD HAVE CHANGED 120-160 POINTS AND UP

Lesson 1: What’s the Best Credit Utilization Percentage?

Lesson 2: Do I Need to Maintain Low Utilization Every Billing Cycle?

Lesson 3: Do Business Cards Count Toward Credit Utilization?

Lesson 4: Is It Better to Split a Balance Among Several Cards?

Lesson 5: How can you lower your credit utilization ratio?

MODULE 07:  FILING COLLECTIONS AND OTHER CREDIT DISPUTES

Lesson 1: What Is a Collection Account?

Lesson 2: When Should I Dispute a Collection Account?

Lesson 3: How to Deal with Accounts in Collections

Lesson 4: How Can Collections Affect Your Credit, Your Life and Your Employment Prospects?

Lesson 5: Ways to Remove Collections from Credit Report

CONCLUDING REMARKS
 

LEARNING OUTCOMES

Upon successful completion of this course, learners will be able to learn about-

1. Acquiring a higher fico score
2. Credit Score
3. Types of Credit Scores
4. How Credit Scores Are Calculated
5. FIFO Score
6. Credit Score Ranges
7. How to Acquire a Higher FICO Score
8. Registering for a 3-in-1 credit service
9. What is a credit reporting company
10. What data do the credit bureaus include in your credit reports
11. How is your credit reports used
12. How do credit bureaus get your information
13. How to dispute inaccurate information on your reports
14. Top Credit Reporting Platforms that you can consider
15. Getting started with revolving credit
16. Credit Utilization Rate
17. Credit Mix Mean
18. Different Types of Credit
19. How Does Revolving Credit Work
20. How an Installment Credit Works
21. How is Revolving Credit Different from Installment
22. Several Credit Cards For Rebuilding FICO Score
23. FICO score algorithm
24. How Are FICO Scores Calculated
25. Vantage Score Model
26. Other Credit Scoring Models
27. Industry-Specific Credit Scores
28. Scoring Models Keep Secrets
29. Benefits of Credit Scoring Models
30. Gaining your first increase of points
31. Credit Utilization
32. How Do You Calculate Your Credit Utilization
33. How Does Credit Utilization Affect Credit Scores
34. Revolving credit score
35. Best Credit Utilization Percentage
36. How to split a Balance Among Several Cards
37. How can you lower your credit utilization ratio
38. Filing collections and other credit disputes
39. Collection Account
40. How to Deal with Accounts in Collections
41. How Can Collections Affect Your Credit, Your Life and Your Employment Prospects
42. Ways to Remove Collections from Credit Report